Frequently Asked Questions

1. I am not confident that I understand my loan.  I have heard a lot of frightening stories on the news.  What do you suggest?

Reviewing your loan documents is a must.  Predatory lending, toxic debt, exploding arms, negative amortization – headlines in newspapers across the county almost daily. Fortunately our staff has years of experience dealing with all types of loan agreements.  We will review your loan including any and all riders and addendums.  You may have a great loan, then again you may not. Either way, our expertise and knowledge will inform you of where you stand.  On behalf of our clients we have successfully renegotiated loans, reached mutually agreeable modifications and achieved a level of calm and understanding that helps our clients sleep at night.  We are so confident in our ability that we offer all of our clients a 100% Money Back Guarantee.

2. I just got a notice that my payment is going up and I can’t afford it.  What should I do?

Your situation demands immediate attention!  What you do now could have implications that will affect you and your family for years.  For you to juggle work, family and a mortgage crisis is likely too much.  Our staff works on your behalf.  Our information is customized to you.  The lender’s staff is working on the lender’s behalf.  What do you think your chances are against them without help? We offer a wide variety of services and knowledge so you can make one call and know your best interests are being cared for. Get started while there is still time. Call 1-866-768-5859.  

3. I am so worried.  I owe more on my house than it’s worth.  If I leave the house what will happen?

The laws are changing quickly – it seems almost daily.  Factors to be considered include government bailouts, lender programs, tax laws, moral obligations, etc. What was true even 6 months ago may not be true now.  We are professionals and stay up to date with the latest breaking changes. The Walk Away Plan™ promises a customized answer pertinent to your situation within 10 business days. Once you are a client, you will have ongoing support and services to help you throughout these turbulent times. 

4. I received a legal notice from an attorney. What should I do?

Everyone’s situation is unique and there are no one-size-fits all answers – that’s why we create fully customized solutions and provide information pertinent to each individual client.  We provide an analysis of your situation specific to you – your property, your financing and your state.  Provide us with your information to allow us to educate ourselves on where you are at right now, and we will provide you a customized response within 10 business days.

5. My lender and I have reached an agreement, but I really don’t understand it fully.  How do I know I’m not just further compounding my problems?

Lenders and their staff are working to mitigate (reduce) their losses.  We have seen some of the seemingly innocuous agreements lenders have given to homeowners that in reality protects the lenders.  Your position now may be bad, really bad, but if you are going to “walk away” at least let us ensure that break is clean and over.  We can educate you on tax implications, credit reporting and rebuilding, possible recourse by the lender, deficiency judgments, and more.  Don’t sign anything until we’ve had a chance to review it.

6. My house was recently auctioned and I was told I need to leave. What should I do?
           
Your time may be very limited and although our 100% Money Back Guarantee is our promise to get you a customized answer within 10 business days, you may not have that much time.  Provided it’s not too late, we can help.  You must call now.  If you could get extra time, extra money or maybe some sanity back into your world you would call, wouldn’t you? You could get all of those things.  Years of experience will be on your side and you need it now.  Our fee is absolutely minuscule compared to the benefits we provide.

7. Who are you and why should I work with you?

Our staff includes real estate, mortgage, legal and investment professionals that have decades of experience in this field.  We give you immediate insight and information increasing the possibility that you navigate through what many have called possibly the greatest housing bust since the Great Depression.  Knowledge and action are key, and we provide both.  In times like these it may be that those whom are successful lose the least versus those that lose everything.  We promise to get back to you within 10 business days with a fully customized response to your situation.  Not some promise to call you back and then you never hear from us, or some generic kit that doesn’t apply to you.

8. What do you charge for your customized report analyzing my specific situation?

We charge a flat fee of $695. Many times you do not even need our assistance in which case you pay nothing. To get started call 1-866-768-5859.

9. Should I hire an attorney?

There are, without a doubt, times and circumstances that require an attorney.  Most attorneys will require upfront retainer agreements and bill hourly at $250 or (much) more.  This can be expensive and your desired outcome is neither guaranteed nor are monies repaid in the case of defeat. Our services will save you thousands.

10. I have heard that filing a bankruptcy will save my house.  Is that true?

Bankruptcy laws are complicated, and like so many laws related to this current crisis, were changed recently.  How credit cards and vehicle loans are handled versus mortgages is different than under the previous set of laws.  Whether filing a bankruptcy will help you or not is, again, unique to you.  Tell us what is going on and we will gladly share our experience and insight.  Call now at 1-866-768-5859 and see the difference.